After submitting your matching request, loan vendors may respond quickly. Once you accept an offer and complete the vendor's final approval process, funds can be deposited into your bank account in as little as 72 hours. For urgent repairs that are keeping you off the road, having your income documents ready before you apply will help speed things up.

Yes. Auto repair loans are unsecured personal loans and are not tied to your vehicle's title. Whether you are still making car payments, the car is in a family member's name, or you have full ownership, you can still submit a request for repair financing.

An auto repair loan is structured as a personal installment loan, which means the funds are deposited into your account and can technically be used for any purpose, including buying a used vehicle privately. However, if you are purchasing from a dealership, an auto purchase loan typically offers better terms. Submit your request and review your matched offers to see which option fits your situation best.

Both. Our lender network finances new cars, used cars, and in some cases, private-party sales. Specify your needs when submitting your request.