Our network supports a range of business financing needs, including working capital loans, equipment financing, short-term business loans, and startup funding requests. Available products and vendor availability vary by state and business profile.

You do not need a formal business plan to submit a matching request through TheFinastra. However, individual loan vendors may request business documentation, such as bank statements, profit and loss summaries, or tax returns, as part of their own review process.

A secured business loan is backed by collateral, such as equipment, inventory, or real estate. Because the lender has something to fall back on if you default, secured loans are generally easier to qualify for with bad credit and often carry lower interest rates. An unsecured business loan requires no collateral but typically demands a stronger credit profile or revenue history.

Yes. Self-employment and gig income are welcome. You may be asked to provide 3 to 12 months of bank statements showing regular deposits, along with recent tax returns, to verify your earning capacity.