/*=========================================
    GOOGLE FONT
=========================================*/

@import url("https://fonts.googleapis.com/css2?family=Poppins:wght@300;400;500;600;700;800&display=swap");

/*=========================================
    RESET
=========================================*/

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: "Gabarito", sans-serif;
  background: #fff;
  color: #333;
  line-height: 1.7;
  overflow-x: hidden;
}

/*=========================================
    CONTAINER
=========================================*/

.container {
  width: 90%;
  max-width: 1200px;
  margin: auto;
}

/*=========================================
    SECTION SPACING
=========================================*/

section {
  padding: 40px 0;
}

/* same spacing between every page */
.home-section,
.loan-section,
.about-section,
.choose-section,
.testimonial-section {
  padding: 90px 0;
}


/*=========================================
    HEADINGS
=========================================*/

.section-title {
  font-size: 40px;

  font-weight: 700;

  text-align: center;

  margin-bottom: 18px;

  color: #0d1b4c;
}

.section-subtitle {
  font-size: 17px;

  text-align: center;

  color: #777;

  max-width: 700px;

  margin: 0 auto 60px;
}

/*=========================================
    BUTTON
=========================================*/

.btn {
  display: inline-block;

  background: #2f80ed;

  color: #fff;

  padding: 14px 34px;

  border-radius: 40px;

  text-decoration: none;

  transition: 0.4s;

  font-weight: 600;
}

.btn:hover {
  background: #004ecb;
}

/*=========================================
    IMAGE
=========================================*/

img {
  width: 100%;

  display: block;
}

/*=========================================
    LINKS
=========================================*/

a {
  text-decoration: none;

  color: inherit;
}

ul {
  list-style: none;
}

/*=========================================
    CARDS
=========================================*/

.card {
  background: #fff;

  border-radius: 20px;

  padding: 35px;

  transition: 0.4s;

  box-shadow: 0 8px 30px rgba(0, 0, 0, 0.08);
}

.card:hover {
  transform: translateY(-10px);
}

/*======Loan Service Icon====*/
.service-icon {
  width: 80px;

  height: 80px;

  border-radius: 50%;

  background: #eef5ff;

  display: flex;

  align-items: center;

  justify-content: center;

  margin: auto auto 25px;
}

.service-icon img {
  width: 42px;

  height: 42px;

  object-fit: contain;
}

.service-icon i {
  font-size: 40px;

  color: #2f80ed;
}
/*====Grid CSS====*/
.grid-2 {
  display: grid;

  grid-template-columns: repeat(2, 1fr);

  gap: 40px;
}

.grid-3 {
  display: grid;

  grid-template-columns: repeat(3, 1fr);

  gap: 30px;
}

.grid-4 {
  display: grid;

  grid-template-columns: repeat(4, 1fr);

  gap: 30px;
}
/*====EQUal MARGIN====*/
.hero {
  padding: 0;
}

.loan-services {
  padding: 90px 0;
}

.about {
  padding: 90px 0;
}

.why-choose {
  padding: 90px 0;
}

.testimonial {
  padding: 90px 0;
}

.footer {
  padding: 90px 0;
}

.section-title {
  margin-bottom: 18px;
}

.section-subtitle {
  margin-bottom: 60px;
}

.card {
  padding: 35px;
}

/*=========================================
        TOP BAR
=========================================*/

.top-bar {
  background: #0d1b4c;
  color: #fff;
  padding: 10px 0;
  font-size: 14px;
}

.top-bar .container {
  width: 90%;
  max-width: 1200px;
  margin: auto;

  display: flex;
  justify-content: space-between;
  align-items: center;
}

.top-left {
  font-weight: 500;
}

.top-right {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-right: 30px;
}

.top-right a {
  color: #fff;
  text-decoration: none;
  transition: 0.3s;
}

.top-right a:hover {
  color: #ffd54f;
}

.top-right i {
  margin-right: 8px;
}
/*=========================================
            NAVBAR
=========================================*/

.header {
  background: #fff;
  position: sticky;
  top: 0;
  z-index: 999;
  box-shadow: 0 5px 20px rgba(0, 0, 0, 0.08);
}

.navbar {
  height: 85px;

  display: flex;
  justify-content: space-between;
  align-items: center;
}

/*=========================
        LOGO
==========================*/

.logo img {
  width: 170px;
  display: block;
}

/*=========================
        MENU
==========================*/

.nav-menu {
  display: flex;
  align-items: center;
  gap: 35px;
  list-style: none;
}

.nav-menu li {
  position: relative;
}

.nav-menu li a {
  text-decoration: none;
  color: #1b1b1b;
  font-size: 15px;
  font-weight: 600;
  transition: 0.3s;
}

.nav-menu li a:hover {
  color: #1f4aa8;
}

/*=========================
      DROPDOWN
==========================*/

.dropdown-menu {
  position: absolute;
  top: 60px;
  left: 0;

  width: 260px;

  background: #fff;

  border-radius: 10px;

  box-shadow: 0 15px 40px rgba(0, 0, 0, 0.1);

  opacity: 0;
  visibility: hidden;

  transition: 0.3s;

  padding: 12px 0;
}

.dropdown:hover .dropdown-menu {
  opacity: 1;
  visibility: visible;
  top: 50px;
}

.dropdown-menu li {
  display: block;
}

.dropdown-menu li a {
  display: block;

  padding: 12px 20px;

  font-size: 15px;
}

.dropdown-menu li a:hover {
  background: #f5f7fc;

  color: #1f4aa8;
}

/*=========================
      APPLY BUTTON
==========================*/

.apply-btn {
  background: #0d1b4c;

  color: #fff;

  padding: 13px 30px;

  border-radius: 30px;

  text-decoration: none;

  font-weight: 600;

  transition: 0.3s;
}

.apply-btn-1 {
  background: #0d1b4c;

  color: #fff;

  padding: 13px 30px;

  border-radius: 30px;

  text-decoration: none;

  font-weight: 600;

  transition: 0.3s;
}

.apply-btn-2 {
  background: #b49558;

  color: #fff;

  padding: 13px 30px;

  border-radius: 30px;

  text-decoration: none;

  font-weight: 600;

  transition: 0.3s;
}
/* Hide on tablet and desktop */
@media (min-width: 768px) {
  .mobile_navbar_button {
    display: none;
  }
}

.mobile_navbar_button {
  background: #0d1b4c;
  margin: auto;
  color: #f8fbff;

  padding: 20px 30px;

  border-radius: 30px;

  text-decoration: none;

  font-weight: 600;

  transition: 0.3s;
}

.apply-btn:hover {
  background: #16387f;
}

/*=========================
      MOBILE ICON
==========================*/

.menu-toggle {
  display: none;

  font-size: 28px;

  cursor: pointer;
}

/*=========================================
            HERO SECTION
=========================================*/

.hero {
  position: relative;
  overflow: hidden;
}

.hero-slider {
  position: relative;
  width: 100%;
  height: 580px;
}

.slide {
  position: absolute;
  inset: 0;
  opacity: 0;
  visibility: hidden;
  transition: opacity 0.8s ease;
}

.slide.active {
  opacity: 1;
  visibility: visible;
  z-index: 2;
}

.slide img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

/*==============================
        Overlay
===============================*/

.overlay {
  position: absolute;
  inset: 0;
  background: rgba(8, 25, 56, 0.55);
}

/*==============================
      Hero Content
===============================*/

.hero-content {
  position: absolute;

  top: 50%;

  left: 50%;

  transform: translate(-50%, -50%);

  color: #fff;

  z-index: 10;

  width: 90%;

  max-width: 1200px;
}

.hero-content span {
  display: inline-block;

  font-size: 17px;

  color: #ffd54f;

  font-weight: 600;

  letter-spacing: 1px;

  margin-bottom: 15px;

  text-transform: uppercase;
}

.hero-content h1 {
  font-size: 50px;

  line-height: 1.2;

  margin-bottom: 25px;

  max-width: 650px;
}

.hero-content p {
  max-width: 560px;

  font-size: 18px;

  line-height: 1.8;

  margin-bottom: 35px;

  color: #f5f5f5;
}

/*==============================
        Button
===============================*/

.hero-btn {
  display: inline-block;

  padding: 15px 35px;

  background: #1f4aa8;

  color: #fff;

  text-decoration: none;

  border-radius: 50px;

  font-weight: 600;

  transition: 0.3s;
}

.hero-btn:hover {
  background: #16387f;
}

/*==============================
        Slider Button
===============================*/

.slider-btn {
  position: absolute;

  top: 50%;

  transform: translateY(-50%);

  width: 55px;

  height: 55px;

  border: none;

  border-radius: 50%;

  background: rgba(255, 255, 255, 0.9);

  color: #1f4aa8;

  cursor: pointer;

  font-size: 20px;

  transition: 0.3s;

  z-index: 20;
}

.prev {
  left: 30px;
}

.next {
  right: 30px;
}

.slider-btn:hover {
  background: #1f4aa8;

  color: #fff;
}

/*==============================
      Animation
===============================*/

.slide.active span {
  animation: fadeUp 0.7s ease;
}

.slide.active h1 {
  animation: fadeUp 0.9s ease;
}

.slide.active p {
  animation: fadeUp 1.1s ease;
}

.slide.active .hero-btn {
  animation: fadeUp 1.3s ease;
}

@keyframes fadeUp {
  from {
    opacity: 0;

    transform: translateY(40px);
  }

  to {
    opacity: 1;

    transform: translateY(0);
  }
}
/*=========================================
        LOAN SERVICES
=========================================*/

.loan-services {
  padding: 90px 0;
  background: #f8f9fc;
}

.section-heading {
  text-align: center;
  max-width: 850px;
  margin: 0 auto 60px;
}

.section-tag {
  display: inline-block;
  background: #0d1b4c;
  color: #e8f1ff;
  padding: 8px 20px;
  border-radius: 30px;
  font-size: 14px;
  font-weight: 600;
  margin-bottom: 20px;
}

.section-heading h2 {
  font-size: 42px;
  color: #0d1b4c;
  margin-bottom: 20px;
  line-height: 1.3;
}

.section-heading p {
  color: #666;
  font-size: 16px;
  line-height: 1.8;
}

/*=========================
        GRID
=========================*/

.loan-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 30px;
}

/*=========================
        CARD
=========================*/

.loan-card {
  background: #fff;
  padding: 35px 25px;
  border-radius: 20px;
  text-align: center;
  transition: 0.35s;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.08);
  border: 1px solid #eef2f8;

  display: flex;
  flex-direction: column;
  justify-content: space-between;

  min-height: 340px;
}

.loan-card:hover {
  transform: translateY(-10px);
  box-shadow: 0 20px 45px rgba(0, 0, 0, 0.12);
}

/*=========================
        ICON
=========================*/

.loan-icon {
  width: 85px;
  height: 85px;
  margin: 0 auto 25px;
  border-radius: 100%;
  background: #eef5ff;

  display: flex;
  align-items: center;
  justify-content: center;

  transition: 0.3s;
}
/* 
.loan-icon {
  width: 70px;
  height: 70px;
  background: #f4f7ff;
  border-radius: 16px;

  display: block;
  justify-content: center;
  align-items: center;

  overflow: hidden;
}
*/
.loan-icon img,
.loan-icon svg {
  width: 40px; /* Adjust as needed */
  height: 40px;
  display: block;
  object-fit: contain;
}

.loan-card:hover .loan-icon {
  background: #2f5597;
}
/*
.loan-icon i {
  font-size: 10px;
  color: #2f5597;
  transition: 0.3s;
}
*/
.loan-card:hover .loan-icon i {
  color: #fff;
}

/*=========================
        CONTENT
=========================*/

.loan-card h3 {
  font-size: 22px;
  color: #0d1b4c;
  margin-bottom: 15px;
}

.loan-card p {
  color: #666;
  font-size: 15px;
  line-height: 1.8;
  margin-bottom: 25px;
  flex-grow: 1;
}

/*=========================
        BUTTON
=========================*/

.loan-card a {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;

  color: #2f5597;
  font-weight: 600;
  transition: 0.3s;
}

.loan-card a:hover {
  color: #0d6efd;
}

.loan-card a i {
  transition: 0.3s;
}

.loan-card a:hover i {
  transform: translateX(6px);
}

/*=========================================
            ABOUT SECTION
=========================================*/

.about {
  padding: 90px 0;

  background: #fff;
}

.about-wrapper {
  display: grid;

  grid-template-columns: 1fr 1fr;

  gap: 70px;

  align-items: center;
}

.about-image img {
  width: 100%;

  border-radius: 20px;

  box-shadow: 0 15px 40px rgba(0, 0, 0, 0.1);
}

.about-content {
  max-width: 600px;
}

.about-tag {
  display: inline-block;

  background: #0f294c;

  color: #fff;

  padding: 10px 22px;

  border-radius: 6px;

  font-size: 14px;

  font-weight: 600;

  letter-spacing: 1px;

  text-transform: uppercase;

  margin-bottom: 20px;
}

.about-content h2 {
  font-size: 42px;

  color: #0d1b4c;

  line-height: 1.3;

  margin-bottom: 25px;
}

.about-content p {
  color: #666;

  font-size: 17px;

  line-height: 1.9;

  margin-bottom: 20px;
}

.about-bottom {
  margin-top: 35px;
}

.about-bottom h3 {
  font-size: 28px;

  color: #0d1b4c;

  margin-bottom: 20px;
}
/*=========================================
        WHY CHOOSE US
=========================================*/

.why-choose {
  padding: 90px 0;

  background: #f8f9fc;
}

.choose-wrapper {
  display: grid;

  grid-template-columns: 1fr 1fr;

  gap: 70px;

  align-items: center;
}

.choose-image img {
  width: 100%;
  height: 550px;
  object-fit: cover;
  border-radius: 20px;
  display: block;
}

.choose-content h2 {
  font-size: 42px;

  color: #0d1b4c;

  margin: 20px 0 40px;

  line-height: 1.3;
}

.choose-grid {
  display: grid;

  grid-template-columns: repeat(2, 1fr);

  gap: 25px;
}

.choose-card {
  background: #fff;

  border: 1px solid #e5e7eb;

  border-radius: 15px;

  padding: 30px;

  box-shadow: 0 8px 20px rgba(0, 0, 0, 0.05);
}

.choose-card ul {
  list-style: none;
}

.choose-card li {
  display: flex;

  align-items: flex-start;

  gap: 12px;

  margin-bottom: 18px;

  color: #555;

  line-height: 1.7;

  font-size: 16px;
}

.choose-card li:last-child {
  margin-bottom: 0;
}

.choose-card i {
  color: #2f80ed;

  margin-top: 4px;

  font-size: 15px;
}

/*=========================================
        HOW IT WORKS
=========================================*/

.process {
  padding: 90px 0;
  background: #f8fbff;
}

/*========== TOP ==========*/

.process-top {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 70px;
  align-items: end;
  margin-bottom: 60px;
}

.process-left h2 {
  margin-top: 18px;
  font-size: 48px;
  font-weight: 700;
  line-height: 1.2;
  color: #0f294c;
}

.process-right p {
  font-size: 17px;
  line-height: 1.9;
  color: #64748b;
}

/*========== CARDS ==========*/

.process-cards {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 30px;
}

.process-card {
  position: relative;
  background: #fff;
  border-radius: 20px;
  border: 1px solid #e7edf8;
  overflow: hidden;

  display: flex;
  flex-direction: column;
  justify-content: space-between;

  min-height: 330px;

  box-shadow: 0 12px 35px rgba(15, 41, 76, 0.08);

  transition: 0.35s;
}

.process-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 18px 40px rgba(15, 41, 76, 0.15);
}

.process-card::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0;
  width: 0;
  height: 4px;
  background: #2f80ed;
  transition: 0.35s;
}

.process-card:hover::before {
  width: 100%;
}

/*========== NUMBER ==========*/

.process-number {
  position: absolute;
  top: 18px;
  right: 20px;

  font-size: 72px;
  font-weight: 700;

  color: #eef4ff;

  line-height: 1;
}

/*========== CONTENT ==========*/

.process-card h3 {
  padding: 35px 25px 15px;

  font-size: 28px;
  color: #0f294c;
  line-height: 1.3;

  position: relative;
  z-index: 2;
}

.process-card p {
  padding: 0 25px 35px;

  font-size: 16px;
  color: #64748b;
  line-height: 1.8;

  position: relative;
  z-index: 2;
}

/*========== FOOTER ==========*/

.step-footer {
  background: #0d1b4c;

  color: #fff;

  padding: 18px 25px;

  display: flex;
  justify-content: space-between;
  align-items: center;
}

.step-footer span {
  font-size: 14px;
  font-weight: 600;
  letter-spacing: 1px;
}

.step-footer strong {
  font-size: 24px;
  font-weight: 700;
  color: #2f80ed;
}
/*=========================================
      TESTIMONIAL SECTION
=========================================*/
/*=========================================
        GOOGLE FONT
=========================================*/

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

body {
  font-family: "Gabarito", sans-serif;
  background: #f6f8fd;
}

.container {
  width: 90%;
  max-width: 1200px;
  margin: auto;
}

/*=========================================
        TESTIMONIAL SECTION
=========================================*/

.testimonial-section {
  padding: 100px 0;
}

.testimonial-heading {
  text-align: center;
  margin-bottom: 60px;
}

.testimonial-badge {
  display: inline-block;

  background: #0f294c;

  color: #fff;

  padding: 12px 28px;

  border-radius: 40px;

  font-size: 14px;

  letter-spacing: 1px;

  font-weight: 700;
}

.testimonial-heading h2 {
  font-size: 60px;

  color: #13294b;

  margin: 25px 0 15px;

  font-weight: 800;

  line-height: 1.15;
}

.testimonial-heading p {
  max-width: 760px;

  margin: auto;

  color: #666;

  line-height: 1.8;

  font-size: 18px;
}

/*=========================================
            CARD
=========================================*/

.testimonial-box {
  position: relative;

  background: #fff;

  border-radius: 30px;

  box-shadow: 0 20px 60px rgba(15, 41, 76, 0.08);

  padding: 60px 60px 40px;

  overflow: hidden;
}

/*=========================================
            PROFILE IMAGE
=========================================*/

.profile-image {
  width: 130px;
  height: 130px;
  margin: 0 auto 15px;
  padding: 6px;
  border-radius: 50%;
  background: #fff;
  border: 4px solid #2f80ed;
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
  flex-shrink: 0;
}

.profile-image img {
  width: 100%;
  height: 100%;
  object-fit: contain;
  object-position: center;
  background: #fff;
  border-radius: 50%;
}

/*=========================================
            NAME
=========================================*/

#clientName {
  text-align: center;

  color: #0f294c;

  margin-top: 15px;

  font-size: 32px;

  font-weight: 700;
}

#clientRole {
  display: block;

  text-align: center;

  margin-top: 8px;

  color: #3563ff;

  font-size: 16px;

  font-weight: 700;

  letter-spacing: 2px;
}

/*=========================================
            STARS
=========================================*/

.stars {
  margin-top: 15px;

  text-align: center;

  color: #ffc107;

  font-size: 22px;

  letter-spacing: 6px;
}

/*=========================================
            REVIEW
=========================================*/

.review-wrapper {
  position: relative;

  max-width: 900px;

  margin: 25px auto 0;
}

#clientReview {
  text-align: center;

  color: #4d4d4d;

  font-size: 19px;

  line-height: 1.7;
}

.quote-left {
  position: absolute;

  left: -40px;

  top: -10px;

  color: #dfe8ff;

  font-size: 70px;
}

.quote-right {
  position: absolute;

  right: -30px;

  bottom: -30px;

  color: #dfe8ff;

  font-size: 70px;
}

/*=========================================
        BUTTONS
=========================================*/

.arrow {
  position: absolute;

  top: 50%;

  transform: translateY(-50%);

  width: 72px;

  height: 72px;

  border: none;

  border-radius: 20px;

  cursor: pointer;

  background: #0f294c;

  color: #fff;

  font-size: 24px;

  transition: 0.35s;

  z-index: 5;
}

.arrow:hover {
  background: #3157d5;
}

.arrow.left {
  left: 35px;
}

.arrow.right {
  right: 35px;
}

/*=========================================
        THUMBNAILS
=========================================*/

.thumbnail-wrapper {
  margin-top: 40px;
}

#thumbnailContainer {
  display: flex;

  justify-content: center;

  gap: 15px;

  flex-wrap: wrap;
}

.thumbnail {
  width: 65px;

  height: 65px;

  border-radius: 14px;

  overflow: hidden;

  cursor: pointer;

  border: 3px solid transparent;

  transition: 0.3s;
}

.thumbnail img {
  width: 100%;

  height: 100%;

  object-fit: cover;
}

.thumbnail.active {
  border-color: #3563ff;

  transform: translateY(-5px);
}

/*=========================================
            DOTS
=========================================*/

.dots {
  margin-top: 35px;

  display: flex;

  justify-content: center;

  gap: 10px;
}

.dot {
  width: 12px;

  height: 12px;

  border-radius: 50%;

  background: #d5d5d5;

  cursor: pointer;

  transition: 0.3s;
}

.dot.active {
  width: 28px;

  border-radius: 30px;

  background: #3563ff;
}

/*=========================================
          FOOTER
=========================================*/

.footer {
  background: #0f294c;
  color: #fff;
  padding: 80px 0 0;
}

/*=========================================
        FOOTER GRID
=========================================*/

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1.2fr;
  gap: 50px;
  padding-bottom: 50px;
}

/*=========================================
        ABOUT
=========================================*/

.footer-about img {
  width: 200px;
  margin-bottom: 25px;
}

.footer-about p {
  color: rgba(255, 255, 255, 0.75);
  line-height: 1.9;
  font-size: 16px;
  margin-bottom: 20px;
}

/*=========================================
        SOCIAL
=========================================*/

.footer-social {
  display: flex;
  gap: 15px;
}

.footer-social a {
  width: 45px;
  height: 45px;
  background: rgba(255, 255, 255, 0.08);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  font-size: 18px;
  transition: 0.35s;
}

.footer-social a:hover {
  background: #2f80ed;
  transform: translateY(-5px);
}

/*=========================================
        TITLE
=========================================*/

.footer h3 {
  font-size: 22px;
  margin-bottom: 28px;
  font-weight: 700;
  position: relative;
}

.footer h3::after {
  content: "";
  width: 50px;
  height: 3px;
  background: #2f80ed;
  display: block;
  margin-top: 10px;
  border-radius: 10px;
}

/*=========================================
        LINKS
=========================================*/

.footer-links ul {
  list-style: none;
}

.footer-links li {
  margin-bottom: 16px;
}

.footer-links a {
  color: rgba(255, 255, 255, 0.75);
  transition: 0.3s;
}

.footer-links a:hover {
  color: #fff;
  padding-left: 8px;
}

/*=========================================
        CONTACT
=========================================*/

.footer-contact p {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  margin-bottom: 18px;
  color: rgba(255, 255, 255, 0.75);
  line-height: 1.8;
}

.footer-contact i {
  color: #2f80ed;
  margin-top: 4px;
  font-size: 17px;
}

/*=========================================
        BOTTOM
=========================================*/

.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  padding: 25px 0;
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.footer-bottom p {
  color: rgba(255, 255, 255, 0.75);
  font-size: 15px;
}

.footer-policy {
  display: flex;
  gap: 30px;
}

.footer-policy a {
  color: rgba(255, 255, 255, 0.75);
  transition: 0.3s;
}

.footer-policy a:hover {
  color: #fff;
}

/*=========================================
        LOAN POPUP MODAL
=========================================*/

.loan-modal {
  position: fixed;
  inset: 0;
  background: rgba(0, 0, 0, 0.65);
  display: none;
  justify-content: center;
  align-items: center;
  z-index: 99999;
  padding: 20px;
}

.loan-modal.active {
  display: flex;
}

.loan-modal-content {
  width: 100%;
  max-width: 700px;
  background: #fff;
  border-radius: 18px;
  overflow: hidden;
  position: relative;
  animation: popupAnimation 0.35s ease;
  box-shadow: 0 20px 60px rgba(0, 0, 0, 0.25);
}

@keyframes popupAnimation {
  from {
    opacity: 0;
    transform: translateY(40px) scale(0.95);
  }

  to {
    opacity: 1;
    transform: translateY(0) scale(1);
  }
}

/*=========================================
        CLOSE BUTTON
=========================================*/

.close-btn {
  position: absolute;

  top: 18px;

  right: 20px;

  width: 40px;

  height: 40px;

  border: none;

  background: #f5f5f5;

  border-radius: 50%;

  cursor: pointer;

  font-size: 26px;

  transition: 0.3s;
}

.close-btn:hover {
  background: #0b63ce;

  color: #fff;
}

/*=========================================
        PROGRESS BAR
=========================================*/

.progress-wrapper {
  padding: 30px 35px 15px;
}

.progress-bar {
  width: 95%;

  height: 8px;

  background: #e5e7eb;

  border-radius: 30px;

  overflow: hidden;
}

.progress-fill {
  width: 25%;

  height: 100%;

  background: #0b63ce;

  transition: 0.4s;
}

.progress-text {
  margin-top: 10px;

  font-size: 14px;

  color: #666;

  font-weight: 600;
}

/*=========================================
        STEPS
=========================================*/

.form-step {
  display: none;

  padding: 20px 35px 35px;
}

.form-step.active {
  display: block;
}

.form-step h2 {
  color: #0b2341;

  margin-bottom: 10px;

  font-size: 30px;
}

.form-step p {
  color: #666;

  margin-bottom: 30px;

  line-height: 1.6;
}

/*=========================================
        FORM
=========================================*/

.form-group {
  margin-bottom: 22px;
}

.form-group label {
  display: block;

  margin-bottom: 8px;

  font-weight: 600;

  color: #222;
}

.form-group span {
  color: red;
}

.form-group input,
.form-group select {
  width: 100%;

  height: 54px;

  border: 1px solid #d7d7d7;

  border-radius: 10px;

  padding: 0 18px;

  font-size: 15px;

  transition: 0.3s;

  outline: none;

  background: #fff;
}

.form-group input:focus,
.form-group select:focus {
  border-color: #0b63ce;

  box-shadow: 0 0 0 3px rgba(11, 99, 206, 0.12);
}

.form-row {
  display: grid;

  grid-template-columns: 1fr 1fr;

  gap: 20px;
}

/*=========================================
        ERROR
=========================================*/

.error {
  display: block;

  color: #d93025;

  font-size: 13px;

  margin-top: 6px;

  min-height: 18px;
}

.input-error {
  border: 1px solid #d93025 !important;
}

/*=========================================
        BUTTONS
=========================================*/

.button-group {
  display: flex;

  justify-content: space-between;

  gap: 15px;

  margin-top: 35px;
}

.prev-btn,
.next-btn,
.finish-btn {
  border: none;

  border-radius: 10px;

  height: 52px;

  padding: 0 35px;

  cursor: pointer;

  font-size: 16px;

  font-weight: 600;

  transition: 0.3s;
}

.prev-btn {
  background: #ececec;

  color: #333;
}

.prev-btn:hover {
  background: #dcdcdc;
}

.next-btn,
.finish-btn {
  background: #0b63ce;

  color: #fff;
}

.next-btn:hover,
.finish-btn:hover {
  background: #084fa6;
}

/*=========================================
        SUCCESS
=========================================*/

.success-box {
  text-align: center;

  padding: 60px 20px;
}

.success-icon {
  width: 90px;

  height: 90px;

  margin: auto;

  background: #10b981;

  color: #fff;

  border-radius: 50%;

  display: flex;

  justify-content: center;

  align-items: center;

  font-size: 42px;

  margin-bottom: 25px;
}

.success-box h2 {
  color: #0b2341;

  margin-bottom: 15px;
}

.success-box p {
  color: #666;

  margin-bottom: 12px;

  line-height: 1.7;
}

/*=========================================
        SCROLLBAR
=========================================*/

.loan-modal-content {
  max-height: 92vh;

  overflow-y: auto;
}

.loan-modal-content::-webkit-scrollbar {
  width: 8px;
}

.loan-modal-content::-webkit-scrollbar-thumb {
  background: #c9c9c9;

  border-radius: 10px;
}

/*=========================================
        RESPONSIVE
=========================================*/

@media (max-width: 768px) {
  .loan-modal {
    padding: 15px;
  }

  .loan-modal-content {
    max-width: 100%;

    border-radius: 12px;
  }

  .progress-wrapper {
    padding: 20px;
  }

  .form-step {
    padding: 20px;
  }

  .form-row {
    grid-template-columns: 1fr;

    gap: 0;
  }

  .form-step h2 {
    font-size: 24px;
  }

  .button-group {
    flex-direction: column;
  }

  .prev-btn,
  .next-btn,
  .finish-btn {
    width: 100%;
  }
}

@media (max-width: 480px) {
  .form-group input,
  .form-group select {
    height: 50px;

    font-size: 14px;
  }

  .progress-text {
    font-size: 13px;
  }

  .form-step h2 {
    font-size: 22px;
  }
}
/*=========================================
        PHONE INPUT
=========================================*/

.phone-wrapper {
  display: flex;
  align-items: center;
  width: 100%;
  height: 54px;
  border: 1px solid #d7d7d7;
  border-radius: 10px;
  overflow: hidden;
  background: #fff;
  transition: 0.3s;
}

.phone-wrapper:focus-within {
  border-color: #0b63ce;
  box-shadow: 0 0 0 3px rgba(11, 99, 206, 0.12);
}

.country-code {
  min-width: 60px;
  height: 100%;
  background: #f5f5f5;
  border-right: 1px solid #d7d7d7;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 15px;
  font-weight: 600;
  color: #333;
  user-select: none;
}

.phone-wrapper input {
  flex: 1;
  height: 100%;
  border: none !important;
  outline: none;
  background: transparent;
  padding: 0 16px;
  font-size: 15px;
  color: #333;
}

.phone-wrapper input::placeholder {
  color: #999;
}

/* Error State */

.phone-wrapper.error {
  border-color: #dc2626;
}

.phone-wrapper.error:focus-within {
  border-color: #dc2626;
  box-shadow: 0 0 0 3px rgba(220, 38, 38, 0.12);
}

/*=========================================
            STEP 3
=========================================*/

#step3 h2 {
  font-size: 18px;
  font-weight: 700;
  color: #1f315d;
  margin-bottom: 8px;
}

#step3 p {
  color: #666;
  font-size: 14px;
  margin-bottom: 25px;
  line-height: 1.5;
}

/*=========================================
            FORM ROW
=========================================*/

.form-row {
  display: flex;
  gap: 15px;
}

.form-row .form-group {
  flex: 1;
}

/*=========================================
            LABELS
=========================================*/

.form-group {
  margin-bottom: 18px;
}

.form-group label {
  display: block;
  margin-bottom: 8px;
  font-size: 15px;
  font-weight: 600;
  color: #1f315d;
}

.form-group label span {
  color: #dc2626;
}

/*=========================================
            INPUTS
=========================================*/

.form-group input,
.form-group select {
  width: 100%;
  height: 52px;
  padding: 0 16px;
  border: 1px solid #d7d7d7;
  border-radius: 12px;
  font-size: 15px;
  outline: none;
  transition: 0.3s;
  background: #fff;
}

.form-group input::placeholder {
  color: #999;
}

.form-group input:focus,
.form-group select:focus {
  border-color: #1f4db8;
  box-shadow: 0 0 0 3px rgba(31, 77, 184, 0.12);
}

/*=========================================
            SELECT
=========================================*/

.form-group select {
  appearance: none;
  -webkit-appearance: none;
  cursor: pointer;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='14' fill='%23666' viewBox='0 0 16 16'%3E%3Cpath d='M1.5 5l6.5 6 6.5-6' stroke='%23666' stroke-width='2' fill='none' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 18px center;
  padding-right: 45px;
}

/*=========================================
            ERROR
=========================================*/

.error {
  display: block;
  color: #dc2626;
  font-size: 13px;
  margin-top: 6px;
}

.input-error {
  border-color: #dc2626 !important;
}

/*=========================================
            BUTTONS
=========================================*/

.button-group {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-top: 30px;
}

.prev-btn,
.next-btn {
  min-width: 150px;
  height: 52px;
  border-radius: 12px;
  font-size: 16px;
  font-weight: 600;
  cursor: pointer;
  transition: 0.3s;
}

.prev-btn {
  background: #fff;
  border: 2px solid #1f315d;
  color: #1f315d;
}

.prev-btn:hover {
  background: #1f315d;
  color: #fff;
}

.next-btn {
  border: none;
  background: #1f315d;
  color: #fff;
}

.next-btn:hover {
  background: #284da5;
}

/*=========================================
            RESPONSIVE
=========================================*/

@media (max-width: 768px) {
  .form-row {
    flex-direction: column;
    gap: 0;
  }

  .button-group {
    flex-direction: column;
    gap: 15px;
  }

  .prev-btn,
  .next-btn {
    width: 100%;
  }
}
/*=========================================
  SCROLL TO TOP
=========================================*/

/*=========================================
  SCROLL TO TOP
=========================================*/

.scroll-top {
  position: fixed;
  right: 25px;
  bottom: 25px;
  width: 50px;
  height: 50px;
  background: #0d6efd;
  color: #fff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 24px;
  font-weight: 700;
  cursor: pointer;
  box-shadow: 0 8px 20px rgba(0, 0, 0, 0.2);
  opacity: 0;
  visibility: hidden;
  transition: all 0.3s ease;
  z-index: 999;
}

.scroll-top:hover {
  background: #f97316;
  transform: translateY(-5px);
}

.scroll-top.show {
  opacity: 1;
  visibility: visible;
}
/*=========================================
  FOOTER LOGO
=========================================*/

.footer-logo {
  display: inline-block;
  margin-bottom: 0px;
}

.footer-logo img {
  width: 150px;
  height: auto;
  display: block;
}
.nav-links {
  display: flex;
  gap: 30px;
  list-style: none;
}

.nav-links a {
  position: relative;
  text-decoration: none;
  color: #fff;
  font-weight: 500;
  transition: color 0.3s ease;
}

/* Underline Animation */
.nav-links a::after {
  content: "";
  position: absolute;
  left: 0;
  bottom: -6px;
  width: 0;
  height: 2px;
  background: #b49558; /* Your underline color */
  transition: width 0.3s ease;
}

/* Hover */
.nav-links a:hover::after {
  width: 100%;
}

/* Active Page */
.nav-links a.active::after {
  width: 100%;
}

.nav-links a.active {
  color: #b49558;
}

/*=========================================
  FOOTER DISCLOSURE
=========================================*/

.footer-disclosure {
  width: 100%;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 55px;
  padding: 55px 0 25px;
  margin-top: 35px;
  border-top: 1px solid rgba(255, 255, 255, 0.15);
}

.disclosure-item h4 {
  margin: 0 0 20px;
  color: #c49b45;
  font-size: 15px;
  font-weight: 700;
  line-height: 1.3;
}

.disclosure-item p {
  margin: 0;
  color: #ffffff;
  font-size: 13px;
  line-height: 1.8;
}
/* ================================
   FAQ SECTION
================================ */

* {
  box-sizing: border-box;
}

.faq-section {
  width: 100%;
  background: #ffffff;
  padding: 72px 20px 100px;
  font-family: "Gabarito", sans-serif;
}

.faq-container {
  width: 100%;
  max-width: 850px;
  margin: 0 auto;
}

/* ================================
   TITLE
================================ */

.faq-title {
  margin: 0 0 62px;
  text-align: center;
  color: #171c2c;
  font-size: 48px;
  line-height: 1.15;
  font-weight: 700;
  letter-spacing: -1.5px;
}

/* ================================
   FAQ LIST
================================ */
.faq-list {
  width: 100%;
  display: flex;
  flex-direction: column;
  gap: 20px;
}

/* ================================
   FAQ ITEM
================================ */

.faq-item {
  width: 100%;
  background: #f8fafc;
  border: 1px solid #e1e5ea;
  border-radius: 17px;
  overflow: hidden;
  transition:
    border-color 0.25s ease,
    box-shadow 0.25s ease;
}

.faq-item:hover {
  border-color: #d8dee5;
}

.faq-item.active {
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.02);
}

/* ================================
   QUESTION BUTTON
================================ */

.faq-question {
  width: 100%;
  min-height: 72px;
  padding: 0 28px;
  border: none;
  background: transparent;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  cursor: pointer;
  text-align: left;
  color: #101828;
  font-family: inherit;
  font-size: 16px;
  font-weight: 700;
}

/* ================================
   LEFT SIDE
================================ */

.question-left {
  display: flex;
  align-items: center;
  gap: 10px;
  min-width: 0;
}

/* ================================
   QUESTION ICON
================================ */

.faq-icon {
  width: 19px;
  height: 19px;
  min-width: 19px;
  border: 2px solid #1f315d;
  border-radius: 50%;
  color: #1f315d;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 12px;
  font-weight: 700;
  line-height: 1;
}

/* ================================
   PLUS / MINUS
================================ */

.faq-toggle {
  color: #1f315d;
  font-size: 24px;
  font-weight: 400;
  line-height: 1;
  min-width: 20px;
  text-align: center;
}

/* ================================
   ANSWER
================================ */

.faq-answer {
  display: grid;
  grid-template-rows: 0fr;
  transition: grid-template-rows 0.35s ease;
}

.faq-answer p {
  min-height: 0;
  overflow: hidden;
  margin: 0;
  padding: 0 28px;
  color: #243b5a;
  font-size: 15.5px;
  line-height: 2;
  opacity: 0;
  transition:
    opacity 0.25s ease,
    padding 0.35s ease;
}

/* ================================
   ACTIVE ANSWER
================================ */

.faq-item.active .faq-answer {
  grid-template-rows: 1fr;
}

.faq-item.active .faq-answer p {
  padding: 0 28px 24px;
  opacity: 1;
}

/* ================================
   RESPONSIVE
================================ */

@media (max-width: 900px) {
  .faq-container {
    max-width: 820px;
  }

  .faq-title {
    font-size: 44px;
    margin-bottom: 50px;
  }
}

@media (max-width: 768px) {
  .faq-section {
    padding: 55px 16px 70px;
  }

  .faq-title {
    font-size: 36px;
    letter-spacing: -1px;
    margin-bottom: 40px;
  }

  .faq-list {
    gap: 15px;
  }

  .faq-question {
    min-height: 68px;
    padding: 0 20px;
    font-size: 15px;
  }

  .faq-answer p {
    padding-left: 20px;
    padding-right: 20px;
    font-size: 14.5px;
    line-height: 1.8;
  }

  .faq-item.active .faq-answer p {
    padding-left: 20px;
    padding-right: 20px;
    padding-bottom: 20px;
  }
}

@media (max-width: 480px) {
  .faq-section {
    padding: 45px 12px 60px;
  }

  .faq-title {
    font-size: 30px;
    line-height: 1.2;
    margin-bottom: 32px;
  }

  .faq-list {
    gap: 12px;
  }

  .faq-item {
    border-radius: 14px;
  }

  .faq-question {
    min-height: 64px;
    padding: 0 16px;
    gap: 12px;
    font-size: 14px;
  }

  .question-left {
    gap: 9px;
  }

  .faq-icon {
    width: 18px;
    height: 18px;
    min-width: 18px;
    font-size: 11px;
  }

  .faq-toggle {
    font-size: 22px;
  }

  .faq-answer p {
    padding-left: 16px;
    padding-right: 16px;
    font-size: 14px;
    line-height: 1.8;
  }

  .faq-item.active .faq-answer p {
    padding-left: 16px;
    padding-right: 16px;
    padding-bottom: 18px;
  }
}

.faq-answer ul {
  margin: 10px 0 16px;
  padding-left: 28px;
  list-style-type: disc;
}

.faq-answer li {
  margin-bottom: 6px;
  padding-left: 4px;
  line-height: 1.8;
}

.faq-answer li strong {
  font-weight: 700;
  color: #101828;
}